After readying Puff’s post ( http://letterdash.com/JessieR/end-goalabout ) about the medical aid paying for bariatric surgery, I’m sommer upset.
Medical aids are really such a rip-off – they will pay for bariatric surgery but because of such strict limitations on my daily savings plan I can not even go to the dentist without paying for it myself. They put such high values on being fit and healthy but surely they should then be more lenient towards people exercising and give them more money to treat exercise related injuries. Our whole medical aid savings plan go to physio each year because we are bound to have some kind of injury sooner or later with the amount of exercise we do. So the people who are trying to be fit and healthy are being penalised because their needs are covered (or really not covered) in the day to day medical aid savings plan but the medical aid are then show their true colours and pay for bariatric surgery which is for people who brought their weight issues onto themselves (sorry I’m may be stepping on some toes here because there are overweight people with real health issues). Surely that should be penalised and not being paid for? Or should the medical aid not rather pay for the overweight people to rather go for some therapy because normally the weight issue is just a symptom of deeper underlying issues.
So what medical aids advertise and what medical aids actually do are two completely different things.
And the worst of it all – you can swop between the different medical aids but in the end they all are exactly the same and do we have much of a choice here in SA? Can we really be without medical aid – I don’t think so because there are just too many risks in South Africa – crime and car accidents etc.
At that brings me to my next point. Imagine the cost of rehabilitation and medical care for crime victims and car accident victims. Imagine how low our medical aid cost will be if we did not have so much violent crime and if people could drive better and safer on the roads.
OK and now I’ll get of my soapbox and return to my grey accounting corner.